TL;DR
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Ripple is creating its own stablecoin, which they’ve claimed will sit at the top of industry standards in terms of traceability, stability and regulatory compliance.
Full Story
Ripple, the company that issues $XRP, just said they’re about to drop their own stablecoin.
But do we really need another stablecoin?
Currently the stablecoin market is dominated by $USDT and $USDC.
$USDC has a phenomenal reputation when it comes to transparency and regulatory allegiance (they really do be posting everything online).
$USDT on the other hand, has copped a lot of heat for how opaque its holding are — but because it’s tradable just about everywhere, folks still opt for it.
So what does adding a new stablecoin do for you?
If you’re an XRP holder, you’ll now have a stablecoin to swap into natively on Ripple (the benefit of which is: higher speeds and lower costs per transaction).
XRP holdings or not, some healthy competition in the stablecoin market never hurt nobody.
And Ripple is coming in hot! They said they’re prepped to be at the tippy top in terms of traceability, stability and regulatory compliance.
So big picture:
Do we need another stablecoin? Not really.
Do we want another stablecoin? Sure, why not! It can’t hurt.
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